Freelance Money Guides
Practical, citation-first guides on pricing, taxes, and getting paid — every number is backed by a free calculator.
This library collects Solo Money Tools' plain-English guides to freelance money questions: how to set rates, calculate taxes, track deductions, and price work. Every guide shows its formulas, cites IRS or GOV.UK sources for the 2026 tax year, and links to the matching free calculator.
- How to Calculate Your Freelance Hourly Rate (Step by Step)
- What Percentage Should Freelancers Set Aside for Taxes?
- Gig Driver Real Earnings: What Apps Don't Tell You
- Salary to Contract Rate: How Much Should You Charge?
- How to Convert Salary to Hourly (2026 Chart)
- $15 an Hour Is How Much a Year? ($31,200)
- $18/hr Freelance: Real Take-Home Pay ($37,440)
- $20 an Hour Is How Much a Year? ($41,600)
- $22 an Hour Is How Much a Year? ($45,760)
- $25 an Hour Is How Much a Year? ($52,000)
- $30 an Hour Is How Much a Year? ($62,400)
- $35 an Hour Is How Much a Year? ($72,800)
- $40/hr Freelance: Real Take-Home Pay ($83,200)
- $45 an Hour Is How Much a Year? ($93,600)
- $50 an Hour Is How Much a Year? ($104,000)
- $55 an Hour Is How Much a Year? ($114,400)
- $60 an Hour Is How Much a Year? ($124,800)
- $65 an Hour Is How Much a Year? ($135,200)
- $70 an Hour Is How Much a Year? ($145,600)
- $75 an Hour Is How Much a Year? ($156,000)
- $80 an Hour Is How Much a Year? ($166,400)
- $85 an Hour Is How Much a Year? ($176,800)
- $90 an Hour Is How Much a Year? ($187,200)
- $100 an Hour Is How Much a Year? ($208,000)
- Freelancer Quarterly Estimated Taxes: A Plain-English Guide
- Client Not Paying Your Invoice: The Complete Response Plan
- How to Raise Your Freelance Rates Without Losing Clients
- Freelance Day Rate Pricing: The Complete Framework
- Side Hustle Economics: Real Profit Math for 2026
- Gig Driver Tax Deductions: The Complete Checklist
- Freelance Hourly Rates in the United States (2026 Benchmarks)
- Freelance Day Rates in the UK (2026 Benchmarks)
- Freelance Rates in India (2026 Benchmarks)
- Freelancer Invoice Requirements: What to Include
- Freelance Expense Tracking: What to Deduct and How to Track It
- Freelance Break-Even: Real Scenarios and How to Calculate Yours
- Freelance Platform Fee Comparison: Upwork, Fiverr, Toptal
- Health Insurance for Freelancers: US Marketplace, ACA Subsidies
- SEP IRA vs Solo 401(k): Freelancer Guide 2026
- Vacation and Holiday Pricing: How to Charge for Time Off
- Mileage Deduction: Standard vs Actual Method (2026)
- Home Office Deduction: Simplified vs Actual Method (2026)
- QBI Deduction Calculator: How the 20% Write-Off Works (2026)
- Solo 401(k) Contribution Calculator: 2026 Limits Explained
- Employee vs Contractor Cost Calculator: The Real Math (2026)
- Freelance Runway Calculator: How Long Can You Survive?
- Pricing Mode Converter: How to Price the Same Work 3 Ways
- Freelance Client Acquisition Cost: The Metric Freelancers Ignore
- Self-Employment Tax with a W-2 Job: Mixed Income Calculator Guide
- How Much to Charge as a Freelance Designer (2026 Rates)
- How Much to Charge as a Freelance Writer (2026 Rates)
- How Much to Charge as a Freelance Developer (2026 Rates)
- Invoice Generator with Tax Set-Aside: Why Every Invoice Needs It
- Freelance Tax Deductions: The Complete Write-Off Guide (2026)
- Freelance Contract Template: Clauses That Get You Paid
- Sole Trader vs Limited Company UK: 2026/27 Math
- UK Dividend Tax Calculator: 2026/27 Rates + Tool
- Marketing Consultant Rates: 2026 Freelance Guide
- SEO Consultant Rates: 2026 Freelance Guide
- How to Get Your First Freelance Clients
Sources: quarterly tax figures come from the IRS estimated taxes guidance.